Mercury Technologies, Inc.

Mercury is a fintech company founded in San Francisco in 2017, focused specifically on the financial needs of technology companies and startups. Its founding purpose was to offer a modern banking experience designed directly for founders — moving away from the often slow processes and corporate-first account-opening experience of traditional commercial banks.

The company does not operate as a licensed bank itself; instead it works in partnership with regulated partner banks. This structure lets it move quickly on the software side and deliver a frequently updated, modern product. Mercury was quickly and widely adopted by Y Combinator, the Silicon Valley investor community, and remote-first software companies.

Mercury offers corporate finance products including core business checking, savings pools, international wire transfers, virtual and physical cards, bill pay, automated approval workflows, expense management, and treasury management. It also provides direct integration with accounting software to simplify startups' financial reporting.

The company's primary customer base is newly founded technology companies, early-stage startups, software agencies, and small technology-focused SMBs. Roles, approval workflows, and expense management modules designed for growing teams are among the reasons Mercury is preferred by this audience.